Final 12 months’s FinovateFall convention introduced collectively attendees, fintechs, and financial institution representatives from the world over.
On the second day of the occasion, 63 corporations took the stage to showcase their latest options. Of that group, six fintechs introduced house Better of Present honors for the work they showcased on stage.
With FinovateFall arising September 9 by means of 11, we wished to have a look at how final 12 months’s Better of Present winners have grown and influenced their markets. Right here’s a have a look at what Casap, Eko, Krida, LemonadeLXP, LendAPI, and Vertice AI have been as much as since taking house Better of Present.
Casap
What gained Better of Present: Casap impressed the viewers with its AI-powered platform that helps monetary establishments automate disputes, scale back fraud losses, speed up decision occasions, and strengthen buyer relationships.
The place they’re now: Since profitable Better of Present, Casap has continued increasing its dispute automation platform, reporting buyer outcomes together with 97% chargeback win charges, 51% fewer fraud losses, and 40% decrease name volumes. Earlier this 12 months, the corporate additionally participated in Filene’s FiLab program, the place credit score unions evaluated how Casap’s AI can scale back guide workloads and enhance member experiences throughout fraud disputes.
Eko
What gained Better of Present: Eko demonstrated how embedded investing may help monetary establishments enhance digital banking engagement, develop deposits, and enhance buyer retention.
The place they’re now: Since FinovateFall, Eko has continued increasing its embedded investing platform with further monetary establishment deployments, together with Brooklyn Cooperative Federal Credit score Union. The corporate stays targeted on serving to banks and credit score unions combine investing instantly into digital banking quite than sending clients to third-party brokerage platforms.
Krida
What gained Better of Present: Krida showcased expertise that shortens lending cycle occasions, reduces guide work, and minimizes borrower drop-off, serving to banks originate loans quicker whereas bettering buyer relationships.
The place they’re now: Whereas Krida has stored a comparatively low public profile since its Better of Present win, the corporate continues creating its lending automation platform aimed toward streamlining mortgage origination and underwriting for neighborhood monetary establishments.
LemonadeLXP
What gained Better of Present: LemonadeLXP earned Better of Present for InsightAI, its platform that helps monetary establishments enhance worker schooling, buyer data, and operational effectivity by means of AI-powered studying.
The place they’re now: Over the previous 12 months, LemonadeLXP has continued investing closely in AI-powered worker enablement whereas increasing its management workforce. In November, the corporate launched AI Conversations, an AI-powered voice dialog coaching instrument that helps make staff extra assured.
LendAPI
What gained Better of Present: LendAPI demonstrated a collaborative platform that permits expertise, threat, and compliance groups to construct lending merchandise collectively on a shared infrastructure.
The place they’re now: LendAPI has continued increasing its embedded finance platform, positioning itself for the rising period of agentic AI in lending. The corporate began the 12 months by surpassing 100 million credit score functions processed on its platform, and has since strengthened its management workforce with new appointments, launched immediate business DDA onboarding for credit score unions, and joined an accelerator program.
Vertice AI
What gained Better of Present: Vertice AI showcased its AI-powered buyer development platform, which interprets buyer knowledge into customized product suggestions and advertising campaigns for neighborhood monetary establishments.
The place they’re now: Since profitable Better of Present, Vertice AI has continued constructing momentum round its AI-driven personalization platform. A month after taking house the trophy, the corporate introduced the provision of Vertice AGENT, its interactive copilot to assist credit score unions drive development. In February, Vertice AI shaped a strategic partnership with Ceto to strengthen customized development capabilities for neighborhood monetary establishments.
In the event you’d prefer to see the subsequent era of fintech innovators earlier than everybody else does, be part of us in New York September 9 by means of 11 for FinovateFall 2026. There’s nonetheless time to get unique resort reductions in the event you e-book your room earlier than August 17.
Picture by Ivana Rodriguez
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